Our Services
Buying your first home, refinancing, upsizing, investing, self-employed or a professional? We bring the strategy, specialist support and access to a panel of 75+ lenders to your home loan, from residential to commercial, SMSF and construction. Start with your personalised BRIX Blueprint.
★★★★★ 5.0 on Google
Our Services
The core of what we do
Residential
Know your home loan before you make an offer.
Your BRIX Blueprint and a written Proposal show what you can borrow, the lender and why, so you bid with confidence, with access to a panel of 75+ lenders.
Commercial
Commercial loans built around your cash flow.
Buy, refinance or develop commercial property with a loan matched to how your business earns, so repayments fit the business, not the other way around.
SMSF
SMSF property loans, structured the right way.
Buy or refinance commercial property in your fund, or refinance an existing fund loan, worked through with your accountant and adviser from day one.
Construction
Know the full cost before you break ground.
New builds, knockdown rebuilds, developments and structural renovations, with loan, valuation and contract lined up so the numbers stack up first.
Who we work with
Some finance is simple. Plenty of it is not. We look after both, and the more complex your situation, the more useful we tend to be.
First home buyers
Know what you can borrow and which first home buyer schemes may apply before you make an offer, with your Blueprint mapping every step.
Refinancers
See whether your current home loan still suits you and what refinancing would actually involve, set out in a written Proposal you can compare.
Upsizers and downsizers
Know your borrowing power and whether to sell or buy first before you bid on your next home, with the move planned around your timing.
Self-employed
A home loan assessed on how your business actually earns, with low doc options where they fit and lenders matched to your type of income.
Property investors
Investment property loans structured around your whole portfolio, not just the next purchase, so your equity and borrowing power keep working.
Professionals
Home loans that recognise your profession, with potential LMI waivers where you are eligible, so more of your savings can stay in your pocket.
Built to work better together
One dedicated broker, a Credit Analyst, a Client Concierge, compliance oversight and BRIX work as one team on your loan, so you get more expertise and clear updates at every stage.
Step 1
Build your Blueprint
Answer a few questions and get your personalised, preliminary Blueprint in minutes, so you know your options before you speak to anyone.
Step 2
Search and structure
Your broker finds suitable options from our lender panel, then you receive a written Proposal showing the lender, structure and why.
Step 3
Apply and advocate
We prepare and lodge your application and deal with the lender on your behalf, so you know where it stands without chasing anyone.
Step 4
Settle and stay
After settlement, Brokr Bettr Loan Care reviews your loan every six months, so it keeps working as your goals and the market change.
Frequently asked questions
What does a mortgage broker actually do for me?
A mortgage broker finds and structures the right home loan for you, then manages it with the lender through to settlement. At Brokr Bettr you start with a free BRIX Blueprint, so you know your options before the first call, then one dedicated broker and a specialist team handle the rest.
Should I use a mortgage broker or go direct to my bank?
A bank can only offer its own loans. A broker can look at options from many lenders and must act in your best interests by law. With access to a panel of 75+ lenders, we set out the lender, structure and repayments in a written Proposal, so you can see why it fits before you commit.
Do I pay to use a mortgage broker?
Lenders pay mortgage brokers a commission when a loan settles, and usually an ongoing commission after that. By law, a broker must tell you what they’ll be paid before they recommend a loan, and must act in your best interests, not the lender’s.
How much can I borrow for a home loan?
Your borrowing power depends on your income, expenses, debts, deposit and each lender’s own policy, so it differs from lender to lender. Start with our borrowing power calculator for an estimate, then your broker tests the numbers against lender policy before you make an offer.
Can you help with self-employed or complex lending?
Yes. We help first home buyers, refinancers, upsizers and downsizers, self-employed borrowers, property investors and professionals, with residential, commercial, SMSF and construction loans. Your broker and Credit Analyst work through lender policy together to fit how you actually earn.