Terms Of Service

Terms Of Service

Effective date: 2026

1. About these terms

These Terms of Use govern your access to and use of the website at www.brokrbettr.com.au (the “website”), which is operated by Brokr Bettr Capital Pty Ltd (ACN 696 638 043, ABN 34 696 638 043), trading as Brokr Bettr (“Brokr Bettr”, “we”, “us” or “our”).

By accessing or using the website, you agree to these Terms of Use. If you do not agree with them, please do not use the website.

2. Who we are

Brokr Bettr is a finance brokerage. We operate as a credit representative under an Australian Credit Licence.

3. The information on this website is general only

The content on this website is general information only. It does not take into account your objectives, financial situation or needs, and it is not credit assistance, credit advice, financial advice, tax advice or legal advice.

Nothing on this website is an offer of credit, an offer to arrange credit, or a recommendation that you apply for any particular loan, product or lender. Before acting on anything you read here, you should consider whether it is appropriate for you, and seek advice from a qualified professional.

4. Calculators and tools

Any calculator, estimate or tool on this website is provided for illustration only. The results are estimates based on the information you enter and on assumptions that may not apply to you. They are not a quote, a pre-approval, or an indication that credit will be provided. Actual borrowing capacity, repayments, rates, fees and eligibility are determined by the lender, and will differ.

5. Loan outcomes are not guaranteed

Applying for finance through Brokr Bettr does not guarantee that finance will be approved. All applications are subject to the lender’s assessment, criteria, terms and conditions, and to our own responsible lending obligations. Fees and charges may apply.

6. Commissions and referrals

We may receive commission from a lender if you enter into a loan we arrange. We may pay or receive a fee or commission in connection with a referral. Details of the commissions we may receive are set out in our Credit Guide, which is provided to you before we provide credit assistance.

7. Your use of the website

  • You may use the website for lawful, personal purposes only.

  • You must not use the website in a way that damages, disables or impairs it, or interferes with anyone else’s use of it.

  • You must not attempt to gain unauthorised access to the website or to any system or network connected to it.

  • You must not use any automated system to extract data from the website, or copy, reproduce or republish its content, without our written permission.

  • You must not submit false, misleading or unlawful information through the website, or information about another person without their consent.

8. Intellectual property

All content on the website, including text, graphics, logos, images, layout, design and software, is owned by or licensed to Brokr Bettr and is protected by copyright and other intellectual property laws. The Brokr Bettr name, logo and branding are our trade marks. You may view and print content from the website for your own personal, non-commercial use. Any other use requires our prior written consent.

9. Third party links

The website may contain links to third-party websites. We provide those links for convenience only. We do not control those websites, we do not endorse them, and we are not responsible for their content, their products or services, or their privacy practices. You access them at your own risk.

10. Availability of the website

We try to keep the website available and accurate, but we do not guarantee that it will be available at all times, that it will be free of errors or interruptions, or that it will be free of viruses or other harmful components. We may change, suspend or withdraw any part of the website at any time without notice.

While we take reasonable care to ensure the information on this website is accurate and current, we do not warrant that it is complete, accurate or suitable for every purpose.

We may use technology, including artificial intelligence, to improve the functionality of this website. Any information generated or displayed using such technology is reviewed by us where appropriate and does not constitute personal credit assistance or financial advice.

11. Limitation of liability

To the maximum extent permitted by law, Brokr Bettr excludes all liability for any loss or damage of any kind arising from your use of, or reliance on, the website or its content, including any indirect or consequential loss.

Nothing in these Terms of Use excludes, restricts or modifies any guarantee, right or remedy you may have under the Australian Consumer Law or any other law that cannot be excluded. Where our liability cannot be excluded but can be limited, our liability is limited to resupplying the relevant service, or paying the cost of having it resupplied.

12. Privacy

Our Privacy Policy explains how we collect, use, disclose and protect your personal information, and forms part of these Terms of Use.

13. Changes to these terms

We may update these Terms of Use from time to time. The current version is always available on the website and applies from the effective date shown at the top of this page. Please check back periodically.

14. Governing law

These Terms of Use are governed by the laws of Australia.